Terms of Service
Last Updated: September 2026
Welcome to PodTrade, a social paper trading simulation platform operated by PodTrade Holdings LLC, a Wyoming limited liability company. By accessing or using our platform, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use PodTrade.
1. Acceptance of Terms
By creating an account, accessing, or using PodTrade in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We may update these Terms from time to time, and your continued use of PodTrade after any changes constitutes acceptance of the revised Terms.
2. Eligibility
You must be at least 18 years of age to use PodTrade. By creating an account, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are under 18, you may not use PodTrade under any circumstances.
3. Account Responsibilities
You are responsible for maintaining the confidentiality of your account credentials, including your email address and password. One account per person. You agree to notify us immediately of any unauthorized access to or use of your account. PodTrade is not liable for any loss or damage arising from your failure to protect your account credentials.
4. Paper Trading Disclaimer
PodTrade is a simulated trading platform for educational purposes only. No real money is invested, traded, or at risk. All portfolio values, gains, losses, and transactions are fictional.
Pods are collaborative groups that trade simulated portfolios starting with $100,000 in paper money. All portfolio values, trades, positions, and P&L are simulated. Market data is provided by third-party sources and may be delayed or inaccurate. Simulated trading results are hypothetical and do not represent actual trading. There is no guarantee that simulated results will reflect or correlate with real market performance. Past simulated performance is not indicative of future results, whether simulated or real.
PodTrade is provided for educational and entertainment purposes only. PodTrade does not facilitate real-money betting or wagering of any kind.
5. Not Financial Advice
Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other sort of advice. You should not treat any of the platform’s content as such.
PodTrade does not recommend or endorse any particular securities, cryptocurrencies, trading strategies, or investment approaches. Any information provided on the platform — including stock prices, market data, AI-generated insights, and educational content — is for informational and educational purposes only.
AI-generated content on the platform — such as an automatically drafted summary of a trade proposal — is produced by third-party AI technology (Anthropic) and may contain inaccuracies, outdated information, or errors. Its suggestions are not financial advice and should not be relied upon for real investment decisions. PodTrade does not guarantee the accuracy, completeness, or reliability of any AI-generated content.
6. Not a Broker-Dealer
PodTrade is not a registered broker-dealer, investment advisor, or financial institution. PodTrade is not registered with the SEC, FINRA, or any state securities regulatory authority.
PodTrade does not facilitate, execute, or process real securities transactions. No real securities are bought, sold, or held through the platform. If you wish to invest real money, consult a licensed financial professional and use a properly registered brokerage.
7. Intellectual Property
The PodTrade name, logo, and platform design are property of PodTrade Holdings LLC. All original content, features, and functionality are protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our platform without prior written consent.
Content you create on the platform — including chat messages, proposals, and pod names — remains your intellectual property. By posting content, you grant PodTrade a non-exclusive, royalty-free license to use, display, and distribute that content within the platform.
8. User Conduct
You agree not to:
- Use automated systems, bots, or scripts to interact with the platform
- Attempt to manipulate simulated market prices, season standings, or other platform data
- Harass, abuse, or threaten other users through chat or any platform feature
- Impersonate another person or misrepresent your identity
- Attempt to gain unauthorized access to the platform, other accounts, or our systems
- Use the platform for any unlawful purpose
9. Market Data
Stock and cryptocurrency price data is provided by third-party data providers (Alpaca Markets). While we strive to display accurate and timely data, PodTrade does not guarantee the accuracy, completeness, or timeliness of market data. Data may be delayed, inaccurate, or unavailable at times.
10. Limitation of Liability
To the maximum extent permitted by applicable law, PodTrade and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising out of or in connection with your use of the platform.
PodTrade is not liable for any financial decisions you make based on simulated trading results, AI-generated insights, or any other content on the platform. You acknowledge that simulated trading is not a substitute for professional financial advice. In no event shall PodTrade’s total liability exceed $100.
11. Disclaimer of Warranties
PodTrade is provided “as is” and “as available” without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
12. Modification of Terms
We reserve the right to modify these Terms at any time. If we make material changes, we will notify users through the platform or via email. Your continued use of PodTrade after the effective date of any changes constitutes acceptance of the modified Terms.
13. Termination
We may suspend or terminate your account and access to PodTrade at any time, with or without cause, and with or without notice. Upon termination, your right to use the platform ceases immediately. You may also delete your account at any time through the platform settings.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law provisions.
15. Dispute Resolution
Any dispute arising out of or relating to these Terms or your use of PodTrade shall be resolved through binding arbitration in the State of Wyoming, in accordance with the rules of the American Arbitration Association. You agree to waive any right to a jury trial or to participate in a class action lawsuit.
16. Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable.
17. Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and PodTrade regarding your use of the platform and supersede any prior agreements.
18. Contact
If you have any questions about these Terms of Service, please contact us at nolan@podtrade.com.